{"id":9931,"date":"2025-02-07T16:12:45","date_gmt":"2025-02-07T09:12:45","guid":{"rendered":"https:\/\/onesme.vn\/blog\/?p=9931"},"modified":"2025-08-12T14:27:13","modified_gmt":"2025-08-12T07:27:13","slug":"giai-phap-thanh-toan-so-cho-sme-lua-chon-nao-toi-uu","status":"publish","type":"post","link":"https:\/\/onesme.vn\/blog\/san-pham\/giai-phap-thanh-toan-so-cho-sme-lua-chon-nao-toi-uu.html","title":{"rendered":"Gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1 cho SME: L\u1ef1a ch\u1ecdn n\u00e0o t\u1ed1i \u01b0u?"},"content":{"rendered":"<p data-pm-slice=\"1 1 []\">Trong b\u1ed1i c\u1ea3nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 di\u1ec5n ra v\u1edbi t\u1ed1c \u0111\u1ed9 ch\u00f3ng m\u1eb7t, s\u1ef1 d\u1ecbch chuy\u1ec3n t\u1eeb thanh to\u00e1n truy\u1ec1n th\u1ed1ng sang thanh to\u00e1n s\u1ed1 \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t y\u1ebfu t\u1ed1 c\u1ed1t l\u00f5i gi\u00fap c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf (SME) n\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ea3m b\u1ea3o t\u00ednh minh b\u1ea1ch trong ho\u1ea1t \u0111\u1ed9ng kinh doanh. Theo th\u1ed1ng k\u00ea t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, k\u1ec3 t\u1eeb n\u0103m 2022, t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u00e3 ghi nh\u1eadn m\u1ee9c t\u0103ng tr\u01b0\u1edfng v\u01b0\u1ee3t b\u1eadc tr\u00ean 80% so v\u1edbi giai \u0111o\u1ea1n tr\u01b0\u1edbc \u0111\u00f3, minh ch\u1ee9ng cho s\u1ef1 thay \u0111\u1ed5i h\u00e0nh vi ti\u00eau d\u00f9ng c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 nhu c\u1ea7u b\u1ee9c thi\u1ebft c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/p>\n<figure id=\"attachment_9829\" aria-describedby=\"caption-attachment-9829\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-9829 size-full\" src=\"https:\/\/onesme.vn\/blog\/wp-content\/uploads\/2025\/02\/18-1.png\" alt=\"\" width=\"800\" height=\"500\" srcset=\"https:\/\/onesme.vn\/blog\/wp-content\/uploads\/2025\/02\/18-1.png 800w, https:\/\/onesme.vn\/blog\/wp-content\/uploads\/2025\/02\/18-1-300x188.png 300w, https:\/\/onesme.vn\/blog\/wp-content\/uploads\/2025\/02\/18-1-768x480.png 768w, https:\/\/onesme.vn\/blog\/wp-content\/uploads\/2025\/02\/18-1-150x94.png 150w, https:\/\/onesme.vn\/blog\/wp-content\/uploads\/2025\/02\/18-1-696x435.png 696w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-9829\" class=\"wp-caption-text\">H\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed VNPT Invoice<\/figcaption><\/figure>\n<p>V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nh\u01b0 v\u0169 b\u00e3o c\u1ee7a c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (Fintech), SME ng\u00e0y nay c\u00f3 v\u00f4 s\u1ed1 l\u1ef1a ch\u1ecdn trong l\u0129nh v\u1ef1c thanh to\u00e1n s\u1ed1, t\u1eeb c\u00e1c ph\u01b0\u01a1ng th\u1ee9c ph\u1ed5 bi\u1ebfn nh\u01b0 v\u00ed \u0111i\u1ec7n t\u1eed, c\u1ed5ng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, m\u00e3 QR Code cho \u0111\u1ebfn c\u00e1c gi\u1ea3i ph\u00e1p ti\u00ean ti\u1ebfn nh\u01b0 Mobile Money. Vi\u1ec7c \u1ee9ng d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i kh\u00f4ng ch\u1ec9 gi\u00fap doanh nghi\u1ec7p t\u1ed1i \u01b0u h\u00f3a d\u00f2ng ti\u1ec1n, gia t\u0103ng hi\u1ec7u su\u1ea5t v\u1eadn h\u00e0nh m\u00e0 c\u00f2n t\u1ea1o ra l\u1ee3i th\u1ebf c\u1ea1nh tranh r\u00f5 r\u1ec7t trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf s\u1ed1 \u0111ang chi\u1ebfm l\u0129nh th\u1ecb tr\u01b0\u1eddng.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_43 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-6a07dd51b726a\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a07dd51b726a\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/onesme.vn\/blog\/san-pham\/giai-phap-thanh-toan-so-cho-sme-lua-chon-nao-toi-uu.html\/#Cac_giai_phap_thanh_toan_so_pho_bien_cho_SME\" title=\"C\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1 ph\u1ed5 bi\u1ebfn cho SME\">C\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1 ph\u1ed5 bi\u1ebfn cho SME<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/onesme.vn\/blog\/san-pham\/giai-phap-thanh-toan-so-cho-sme-lua-chon-nao-toi-uu.html\/#1_Vi_dien_tu_-_Phuong_thuc_thanh_toan_nhanh_chong_va_tien_loi\" title=\"1. V\u00ed \u0111i\u1ec7n t\u1eed &#8211; Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i\">1. V\u00ed \u0111i\u1ec7n t\u1eed &#8211; Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/onesme.vn\/blog\/san-pham\/giai-phap-thanh-toan-so-cho-sme-lua-chon-nao-toi-uu.html\/#2_Cong_thanh_toan_-_Giai_phap_thanh_toan_toan_dien_cho_doanh_nghiep\" title=\"2. C\u1ed5ng thanh to\u00e1n &#8211; Gi\u1ea3i ph\u00e1p thanh to\u00e1n to\u00e0n di\u1ec7n cho doanh nghi\u1ec7p\">2. C\u1ed5ng thanh to\u00e1n &#8211; Gi\u1ea3i ph\u00e1p thanh to\u00e1n to\u00e0n di\u1ec7n cho doanh nghi\u1ec7p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/onesme.vn\/blog\/san-pham\/giai-phap-thanh-toan-so-cho-sme-lua-chon-nao-toi-uu.html\/#3_QR_Code_va_Mobile_Money_-_Xu_huong_thanh_toan_hien_dai\" title=\"3. QR Code v\u00e0 Mobile Money &#8211; Xu h\u01b0\u1edbng thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i\">3. QR Code v\u00e0 Mobile Money &#8211; Xu h\u01b0\u1edbng thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/onesme.vn\/blog\/san-pham\/giai-phap-thanh-toan-so-cho-sme-lua-chon-nao-toi-uu.html\/#Ket_luan\" title=\"K\u1ebft lu\u1eadn\">K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Cac_giai_phap_thanh_toan_so_pho_bien_cho_SME\"><\/span>C\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1 ph\u1ed5 bi\u1ebfn cho SME<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Vi_dien_tu_-_Phuong_thuc_thanh_toan_nhanh_chong_va_tien_loi\"><\/span>1. V\u00ed \u0111i\u1ec7n t\u1eed &#8211; Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>V\u00ed \u0111i\u1ec7n t\u1eed l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p thanh to\u00e1n s\u1ed1 ph\u1ed5 bi\u1ebfn nh\u1ea5t hi\u1ec7n nay, cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n giao d\u1ecbch t\u00e0i ch\u00ednh th\u00f4ng qua c\u00e1c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng m\u1ed9t c\u00e1ch thu\u1eadn ti\u1ec7n v\u00e0 an to\u00e0n. C\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0 VNPT Pay, MoMo, ZaloPay \u0111\u00e3 v\u00e0 \u0111ang tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 kh\u00f4ng th\u1ec3 thi\u1ebfu trong h\u1ec7 sinh th\u00e1i thanh to\u00e1n s\u1ed1.<\/p>\n<p><strong>\u01afu \u0111i\u1ec3m v\u01b0\u1ee3t tr\u1ed9i:<\/strong><\/p>\n<ul data-spread=\"false\">\n<li><strong>T\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd giao d\u1ecbch si\u00eau nhanh:<\/strong> Thanh to\u00e1n di\u1ec5n ra t\u1ee9c th\u1eddi m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i nh\u1eadp th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng nhi\u1ec1u l\u1ea7n.<\/li>\n<li><strong>M\u1ee9c \u0111\u1ed9 b\u1ea3o m\u1eadt cao:<\/strong> C\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a d\u1eef li\u1ec7u v\u00e0 x\u00e1c th\u1ef1c \u0111a l\u1edbp gi\u00fap b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng kh\u1ecfi c\u00e1c nguy c\u01a1 gian l\u1eadn, gi\u1ea3 m\u1ea1o.<\/li>\n<li><strong>T\u00edch h\u1ee3p \u0111a n\u1ec1n t\u1ea3ng:<\/strong> H\u1ed7 tr\u1ee3 thanh to\u00e1n tr\u00ean nhi\u1ec1u h\u1ec7 sinh th\u00e1i kh\u00e1c nhau, t\u1eeb th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed \u0111\u1ebfn d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_Cong_thanh_toan_-_Giai_phap_thanh_toan_toan_dien_cho_doanh_nghiep\"><\/span>2. C\u1ed5ng thanh to\u00e1n &#8211; Gi\u1ea3i ph\u00e1p thanh to\u00e1n to\u00e0n di\u1ec7n cho doanh nghi\u1ec7p<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>C\u1ed5ng thanh to\u00e1n \u0111\u00f3ng vai tr\u00f2 l\u00e0 trung gian k\u1ebft n\u1ed1i gi\u1eefa kh\u00e1ch h\u00e0ng, ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p, gi\u00fap x\u1eed l\u00fd c\u00e1c giao d\u1ecbch tr\u1ef1c tuy\u1ebfn m\u1ed9t c\u00e1ch li\u1ec1n m\u1ea1ch. V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, c\u1ed5ng thanh to\u00e1n \u0111ang tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 thi\u1ebft y\u1ebfu gi\u00fap SME m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 kinh doanh. VNPT Pay l\u00e0 m\u1ed9t trong nh\u1eefng c\u1ed5ng thanh to\u00e1n uy t\u00edn, cung c\u1ea5p gi\u1ea3i ph\u00e1p t\u00edch h\u1ee3p to\u00e0n di\u1ec7n h\u1ed7 tr\u1ee3 nhi\u1ec1u ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nh\u01b0 th\u1ebb ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed, m\u00e3 QR Code.<\/p>\n<p><strong>L\u1ee3i \u00edch n\u1ed5i b\u1eadt:<\/strong><\/p>\n<ul data-spread=\"false\">\n<li><strong>\u0110\u1ed3ng b\u1ed9 h\u00f3a v\u1edbi c\u00e1c n\u1ec1n t\u1ea3ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed:<\/strong> T\u00edch h\u1ee3p linh ho\u1ea1t tr\u00ean website, \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng gi\u00fap t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh thanh to\u00e1n.<\/li>\n<li><strong>T\u0103ng t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i \u0111\u01a1n h\u00e0ng:<\/strong> Gi\u00fap kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng ho\u00e0n t\u1ea5t giao d\u1ecbch m\u00e0 kh\u00f4ng g\u1eb7p r\u00e0o c\u1ea3n v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n.<\/li>\n<li><strong>Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3:<\/strong> SME c\u00f3 th\u1ec3 theo d\u00f5i doanh thu theo th\u1eddi gian th\u1ef1c, ki\u1ec3m so\u00e1t d\u00f2ng ti\u1ec1n m\u1ed9t c\u00e1ch minh b\u1ea1ch v\u00e0 ch\u00ednh x\u00e1c.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"3_QR_Code_va_Mobile_Money_-_Xu_huong_thanh_toan_hien_dai\"><\/span>3. QR Code v\u00e0 Mobile Money &#8211; Xu h\u01b0\u1edbng thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd c\u1ee7a c\u00f4ng ngh\u1ec7 thanh to\u00e1n di \u0111\u1ed9ng, QR Code v\u00e0 Mobile Money \u0111ang d\u1ea7n tr\u1edf th\u00e0nh ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ph\u1ed5 bi\u1ebfn, \u0111\u1eb7c bi\u1ec7t trong c\u00e1c l\u0129nh v\u1ef1c b\u00e1n l\u1ebb v\u00e0 d\u1ecbch v\u1ee5. Ch\u1ec9 v\u1edbi m\u1ed9t m\u00e3 QR duy nh\u1ea5t, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch nhanh ch\u00f3ng m\u00e0 kh\u00f4ng c\u1ea7n s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t hay th\u1ebb ng\u00e2n h\u00e0ng.<\/p>\n<p><strong>Nh\u1eefng \u0111i\u1ec3m \u01b0u vi\u1ec7t:<\/strong><\/p>\n<ul data-spread=\"false\">\n<li><strong>Gi\u1ea3m thi\u1ec3u sai s\u00f3t trong giao d\u1ecbch:<\/strong> Kh\u00f4ng c\u1ea7n nh\u1eadp s\u1ed1 t\u00e0i kho\u1ea3n ho\u1eb7c th\u00f4ng tin th\u1ebb, gi\u00fap gi\u1ea3m nguy c\u01a1 nh\u1ea7m l\u1eabn.<\/li>\n<li><strong>Gia t\u0103ng tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng:<\/strong> Thanh to\u00e1n nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i, kh\u00f4ng m\u1ea5t th\u1eddi gian ch\u1edd \u0111\u1ee3i.<\/li>\n<li><strong>Th\u00fac \u0111\u1ea9y chuy\u1ec3n \u0111\u1ed5i s\u1ed1:<\/strong> T\u1ea1o n\u1ec1n t\u1ea3ng thanh to\u00e1n s\u1ed1 v\u1eefng ch\u1eafc, h\u1ed7 tr\u1ee3 SME trong qu\u00e1 tr\u00ecnh hi\u1ec7n \u0111\u1ea1i h\u00f3a m\u00f4 h\u00ecnh kinh doanh.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span>K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vi\u1ec7c \u00e1p d\u1ee5ng thanh to\u00e1n s\u1ed1 kh\u00f4ng ch\u1ec9 gi\u00fap SME t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh v\u1eadn h\u00e0nh, n\u00e2ng cao hi\u1ec7u su\u1ea5t kinh doanh m\u00e0 c\u00f2n t\u1ea1o l\u1ee3i th\u1ebf c\u1ea1nh tranh \u0111\u00e1ng k\u1ec3 trong th\u1eddi \u0111\u1ea1i c\u00f4ng ngh\u1ec7 s\u1ed1. VNPT Pay, v\u1edbi h\u1ec7 sinh th\u00e1i thanh to\u00e1n s\u1ed1 to\u00e0n di\u1ec7n v\u00e0 kh\u1ea3 n\u0103ng t\u00edch h\u1ee3p linh ho\u1ea1t, ch\u00ednh l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn t\u1ed1i \u01b0u gi\u00fap doanh nghi\u1ec7p n\u00e2ng t\u1ea7m tr\u1ea3i nghi\u1ec7m thanh to\u00e1n cho kh\u00e1ch h\u00e0ng. H\u00e3y nhanh ch\u00f3ng chuy\u1ec3n \u0111\u1ed5i ngay h\u00f4m nay \u0111\u1ec3 kh\u00f4ng b\u1ecb t\u1ee5t h\u1eadu trong k\u1ef7 nguy\u00ean s\u1ed1!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong b\u1ed1i c\u1ea3nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 di\u1ec5n ra v\u1edbi t\u1ed1c \u0111\u1ed9 ch\u00f3ng m\u1eb7t, s\u1ef1 d\u1ecbch chuy\u1ec3n t\u1eeb thanh to\u00e1n truy\u1ec1n th\u1ed1ng sang thanh to\u00e1n s\u1ed1 \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t y\u1ebfu t\u1ed1 c\u1ed1t l\u00f5i gi\u00fap c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf (SME) n\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh t\u00e0i ch\u00ednh v\u00e0 [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":8342,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[103,283],"class_list":{"0":"post-9931","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-san-pham","8":"tag-sme","9":"tag-thanh-toan-so"},"_links":{"self":[{"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/posts\/9931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/comments?post=9931"}],"version-history":[{"count":1,"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/posts\/9931\/revisions"}],"predecessor-version":[{"id":9932,"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/posts\/9931\/revisions\/9932"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/media\/8342"}],"wp:attachment":[{"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/media?parent=9931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/categories?post=9931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/onesme.vn\/blog\/wp-json\/wp\/v2\/tags?post=9931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}